Custom
Solutions
Self-employed? Investor? Unique income? W2? We specialize in real-life scenarios. We believe mortgage approvals shouldn’t be confusing, slow, or intimidating. Our specialists provide clarity through direct lender relationships and tailored paths to approval.
No Pre-Credit Pull
We pre-qualify you using your information and our direct lender network—so you can explore options without impacting your credit score.
On-the-Spot Answers
Speed is essential in real estate. In most cases, we can determine your approval range the same day we receive your basic information.
Direct Lender Relationships
We shop your scenario across hundreds of banks and specialty lenders to find the perfect fit for your specific purchase or refinance goals.
WHAT WE DO
Providing Loan Solutions for Real People & Real Business Deals
Custom Solutions
No Pre-Credit Pull
On-the-Spot Answers
Direct Lender Network
HOW IT WORKS
01
EXPLORE OPTIONS
Find out what you qualify for on the spot. We review your scenario and pre-qualify you through our direct lender network without a pre-credit pull.
02
MARKET MATCHING
Instead of hearing 'no' from one bank, we shop your unique scenario across 50+ direct banks and specialty lenders to find the perfect fit for your deal.
03
RAPID APPROVAL
Get clear answers without the wait. In most cases, we provide pre-approvals and qualified options on the same day so you can close with speed.
The Clear Path Promise
Clarity. Speed. Options. We believe mortgage approvals shouldn’t be confusing, slow, or intimidating. Our promise to you:
We’ll explain your options clearly before you commit.
We’ll never run your credit without your knowledge and consent.
We’ll always work to find a solution, not an excuse.
“I built this company on one belief: people deserve better! Better communication, better transparency, and better results. That’s what Clear Path Closings stands for.”
Camilo Alfonso
Frequently Asked Questions
Does checking my options with Clear Path Closings hurt my credit?
No. We start by reviewing your scenario and pre-qualifying options without a hard credit pull. A full credit review only happens when you decide to move forward with a specific lender and give permission.
How fast can I find out if I’m approved?
In many cases, we can give you a pre-qualified range and options the same day, once we have your basic information.
Do you only work with perfect credit?
No. We work with a wide range of credit profiles and loan types. Our job is to match your scenario with the right lender, not judge your starting point.
What areas do you serve?
We currently serve borrowers throughout Florida and can help with both local and out-of-state investors purchasing in Florida.
What types of properties can you finance?
Primary homes, second homes, investment properties, multi-family, mixed-use, commercial, and certain new construction projects.
WHO WE HELP
First-Time Homebuyers
We walk you through every step of the mortgage process, providing clarity and helping you avoid costly mistakes on your first purchase.
Investors & Entrepreneurs
Customized financing for real-world growth: DSCR loans, bank statement loans, asset-based lending, and more for savvy investors.
Self-Employed & 1099
If your tax returns don’t tell the whole story, we work with direct lenders who truly understand and value small business owners.
Construction & Fix-and-Flip
From lot loans to full-scale construction and take-out financing, we provide the capital needed for real-life deals.